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Natural HealingIndividual Health Insurance Versus Family Insurance - Which Is Better?

As an insurance customer you may have to consider which is more cost effective, an independent health insurance plan or a plan that includes your family. Individual health insurance will generally be cheaper than health insurance that must be extended to cover several individuals unless the individual in question is suffering from numerous complications. There?s still a lot of decisions to make if you go with an individual insurance plan like do you want a basic or major insurance plan, do you want to be able to pick which doctor you go to and have a more expensive plan or do you want to choose from a list of doctors available from your insurance company and see them thus having a smaller premium to pay.

However, this all changes if you have to pay for not only yourself but your dependents? health needs. In this case it?s cheaper most times to have plans that include your dependents as four individual plans will of course, be more expensive than one plan that covers all four individuals. The more people covered under a particular insurance plan, the more expensive it will be in much the same way as the more people covered under an umbrella, the bigger the umbrella needs to be.

Of course, the more people covered under an insurance plan, the more problems you may run into in paying for the plan as smokers? plans are more expensive than non-smokers, people with asthma or diabetes may not fall under the insurance?s payment plans as this may qualify as a preexisting condition. Gender, age and general health previously is also a large factor in determining the cost of premiums.

Family Insurance plans cover all the same things that individual plans do including x-ray and laboratory service, prescription medications, surgery, hospital stays, emergency treatment, ambulance services, dental and mental health care. However, like most insurance policies eye care services are usually not included and can be added on for a fee.

Basically the choice is entirely dependent on the make up of your family, and the decision should lie upon which would be better economically for your budget. A health care plan that caters to individual needs that may not need to be addressed by the entire family for example an asthmatic child may need special care his or her siblings may not need. Or you can purchase a health care plan that covers your entire family, smokers and alcohol consumers alike.

Find more relevant articles on health related matters at http://www.questionsonhealth.net/ a website offering views, opinions and factual resources on topics such as affordable health insurance, affordable health care and even healthy eating advice.

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Maca SellersDogs and Cats Need Healthy Teeth and Gums Too

Your pet?s dental care is important; it is an integral part of your pet's health. According to a noted veterinary hospital, just as you brush your teeth every day and have them professionally cleaned by your dentist, your animals need the same or similar treatment. A common indication of dental disease in your pet is of course, bad breath. With dogs and cats, naturally, some breath odor is unavoidable at times. However, when the breath odor is really bad, this may be due to the metabolism of some of the bacteria present in the mouth when excessive plaque is present.

Veterinary professionals state that plaque forms when there is a buildup of bacteria and other components of saliva along the teeth and/or gums. It mainly consists of bacteria and is soft at first. When plaque is soft, it can be removed easily at times by frequent brushing. After plaque hardens it is known as calculus?more commonly called tartar. Calculus can build up on your pet?s teeth. This calculus is usually below the gum line and can lead to periodontal disease. Periodontal disease is a major initiator of infections in the gums, which can also lead to infections throughout the body. Oftentimes the teeth become very painful and loose. Some animals may begin to lose their teeth.

Do not allow the tartar to build up on your pet?s teeth. Built up calculus can cause severe dental disease. One of the first signs of dental disease is gingivitis, which is inflammation of the gums. The gums will be sore and reddened, and the animal?s breath will have a bad odor. There may be some drooling due to the soreness. If you brush the teeth, the gums will probably bleed.

This is where preventative maintenance comes in: The best kind of preventative care for your pet's teeth is simply regular brushing. Occasionally, dental prophylaxis at your veterinarian?s office may also be required. A dental prophylaxis (often called dental prophy) is an in-depth teeth cleaning and oral exam performed by veterinarians. In this instance, the animal will be placed under general anesthesia so that the dental prophy can be performed.

Brushing your pet?s teeth need not be difficult. Once your pet is used to it, it should not take long to do. Brush your cat or dog?s teeth using a soft bristled toothbrush along with pet toothpaste. The toothpaste that we use as humans should not be used with our pets as it may irritate their stomachs if swallowed?which is a possibility. Get your pet used to the brushing when your pet is young; this will make is less difficult in the long run. Vets state that most pets will tolerate brushing no matter what their age. Brush your pet?s teeth gently on a regular basis. This will go a long way to reducing plaque buildup.

Dogs, as we all know, love chew toys or other toys specifically designed to help clean teeth. This can be a great help for you and your dogs. For pets, dogs and cats, dry food is the best choice for keeping teeth clean, according to vet professionals. Pet owners should check with their vets for further information on their pets' general health; many of the important points above were obtained from vet professionals who are used to seeing many different kinds of pets and providing information to assist pet owners. To continue to read more articles and tidbits of information on pet health and pet care, go to www.soulcast.com/limoore.

Author lives in Illinois; loves all kinds of animals, especially cats, dogs.

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